
With the amount of panic going on in today's economic climate, I thought I would share a little wisdom with you about easy ways to cut back on that excess spending and put a few extra dollars in your pocket. After all, who couldn't use a little more money? Perhaps you want to take that family vacation or get that new flat-screen TV for the den. Anything you want can be yours if you just have patience, commitment, and a strong will.
The first thing you will need to do is to make a detailed list of your daily spending. Write it out on a sheet of paper and leave no penny unaccounted. Take the totals and add them. Are you surprised? I sure was when I saw how much money I was practically throwing away. Now, we need to find a way to reduce the amount you spend daily by a significant amount. How much is significant? Well, that is up to you. If you are looking to stash away $60 for a new video game, it might not be that much of a change. However, if you're looking to get that dune-buggy, it may take a little more effort.
Now, as all of us spend our money on an almost infinite variety of objects, there is no way I can list every single daily expenditure and tell you where to cut out the fat. But, what I can do is choose a list of common things we buy and tell you some less expensive alternatives.
1) Stop dropping $3 or $4 on a cup of Coffee: Do what I do every morning, and put 3 Troy Ounces of coffee grounds into a sock. Then when you get to work, place that sock into a graduated cylinder with 500ml of water. Then microwave the entire mixture for eight-and-a-half minutes. This should provide you with just enough of a rush to get you through those hard hours of the day.
2) Wipe Less, Save More:How many sheets of toilet paper do you use when you go to the bathroom? Two, three, hell even four!?! That's nothing more than throwing money away. First, steal some Two-Ply toilet paper from your local gas station. Then separate one ply from the other being sure to carefully rewind them around some sort of inner core (an old toilet paper tube would work. However, anything you have lying around my work just as well. We use old toothbrushes at my house). After you have now magically turned one overly thick roll of toilet paper into two roles of sufficient bath tissue, you have now finished the preliminary steps.
Now, after you finish your business, don't simply wad up hand-fulls of your newly acquired treasure and drag it between your cheeks. Instead, start wiping with one corner. Then, fold it over and wipe with the new layer. Repeat this process until you are approximately clean. If done correctly, you should have used no more that 3/4 of a sheet.
3) It's A Waste to Tip When You're Out for the Evening.Seriously, is there a bigger definition for throwing your money away? Try to envision the average evening. You get dressed up, splash on cologne/perfume, swing by the ATM to pick up a little cash, drive downtown, spend half an hour looking for a parking place, you wait in line for twenty more minutes just to tell them about your reservation.. which they probably lost. Then you finally wait for them to call your name. Then, the stupid hooker doesn't look anything like her picture on the flier you found. You pay her the $40 for the hour, then she gives you a cross look because you don't want to give up an additional 20%. Forget her and her pimp. They make enough as it is. That extra $6 you saved is just like money in the bank.
Oh yeah, the same could go for waitresses. They do practically the same thing my wife does... and make about $2.15 an hour more than her. Which is about $2.15 an hour more than zero.
4)Only Sell your Semen to an Authorized DealerThere is only one key thing to remember here. Just because a store has "AUTHORIZED DEALER" posted all over the front of their place of business, doesn't necessarily mean they deal in your liquid progeny. Sorry Verizon. =(
There is apparently a place called a "Sperm Bank." THESE are the people who are licensed for this practice. Just find Mike behind the Dairy Queen and he will be more than happy to pay you eight or nine dollars (plus change!) for your effort. Oh, you have to bring your own specimen cup. So, don't forget those Ziplock bags!
5) Blood is Another One of Your Fluids People are Willing to Buy.If you're like me, you have jars of blood all over the place. It's like every time I need to find a bottle opener, I can't because the drawer is just so jam packed with old utensils, bottles of blood, and other knick-knacks. I mean, you can only fill your bookshelves with so many gallons of the stuff before things start getting out of hand.
I haven't checked on this myself, but a friend of mine told me that something called the human "body" needs blood to run. He also said that a lot of people from high-income households have "bodies." So, if you can find a way to market the stuff, I'm sure the demand is pretty high.
6)Try EbayTake some of the old junk from around your house and sell it on Ebay. It's a great way to free up space and to get some extra cash!
7) Visit Your Local ChurchThis is just a rumor I've heard and it sounds too good to be true, but if you have a chance, you may try it out.
Although, I've never personally met anyone who has made it through the first twenty minutes of a church service, I have heard stories that if you can make it like three-quarters of the way through, they will reward you by passing around a plate full of free money that you can just take. Also, if you can make it through the WHOLE thing, you get a free trip to Heaven, which kind of sounds like a time-share. It's probably one of those things where they give you a free gift if you sit in on a presentation... then they try to sucker you into investing going on a trip with a bunch of people you don't know.
Sounds like a scam if I've ever heard one.
8)Cook at Home Instead of Eating Out It costs a lot of money to eat at another restaurant. Instead, you can take that money and exchange it for raw products which you then convert into food for yourself and your family without having to forfeit your capital for the sake of services in which a 3rd party prepares your food on your behalf. This leads to an overall increase in yield (in terms of money) but a decrease in yield (in terms of time).
9) Stay Away From Banks If I came up to you on the street and said, "Hey I've got a business venture I want you to consider. First, you give my all your money, then I will promise to keep in locked up in this warehouse over here... but in actuality I'm going to use it to make money for myself. In addition to that, you can only get your money out of my warehouse when it is convenient to me. Also, I'm going to charge your $50 a year for this service."
Would you take this moron up on his offer? Of course not!!! Don't pay someone to use your resources to build wealth for themselves. Instead, burn that money and offer it up to Marduk as a sacrifice. In this economy, it seems like as reasonable an investment as any.
I hope these little bits of advice will help you out in your daily life as much as they have helped me.
Rolex, Here I Come!!!